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OpenID Connect and OAuth 2.0

Authentication Framework > Overview > OpenID Connect and OAuth 2.0

General Concepts

OAuth

For more information about standards which apply across Jack Henry’s APIs, see the General Concepts for OAuth.

OpenID Connect

For more information about standards which apply across Jack Henry’s APIs, see the General Concepts for OpenID Connect.

Scopes

For more information about standards which apply across Jack Henry’s APIs, see the General Concepts for Scopes.

Claims

For more information about standards which apply across Jack Henry’s APIs, see the General Concepts for Claims.

Tokens

For more information about standards which apply across Jack Henry’s APIs, see the General Concepts for Tokens.

Banno Digital Toolkit

The Banno Digital Toolkit implements the standards per the General Concepts, along with the specific details below.

Scopes

Standard scopes

See the General Concepts for Scopes.

Additional scopes

These additional scopes are supported by the Banno Digital Toolkit.

  • https://api.banno.com/consumer/auth/offline_access
    • Used to request a Refresh Token from the authentication server.
    • See this RFC for more details on Refresh Tokens.

Claims

Standard claims

See the General Concepts for Claims.

Additional claims

Publicly available claims

Publicly available claims may be requested by any client application.

  • https://api.banno.com/consumer/claim/cash_management_user - Cash Management user
  • https://api.banno.com/consumer/claim/cash_management_user_id - Cash Management user ID
  • https://api.banno.com/consumer/claim/devices - Authorized device information
  • https://api.banno.com/consumer/claim/fi_routing_number - Institution routing number
  • https://api.banno.com/consumer/claim/institution_assets - Institution assets
  • https://api.banno.com/consumer/claim/institution_details - Institution details
  • https://api.banno.com/consumer/claim/institution_id - Unique identifier for the institution
  • https://api.banno.com/consumer/claim/masked_accounts - Accounts with masked account numbers
  • https://api.banno.com/consumer/claim/netteller_id - NetTeller ID - Banks
  • https://api.banno.com/consumer/claim/phone_numbers - Home, mobile, and work phone numbers
  • https://api.banno.com/consumer/claim/theme_data - Theme data
  • https://api.banno.com/consumer/claim/user_type - User type
Restricted claims

Restricted claims contain potentially sensitive data.

An app must specifically be configured to be allowed to request and obtain them.

The back office administrator at your financial institution can do this for you.

  • https://api.banno.com/consumer/claim/accounts - Accounts with full account numbers
  • https://api.banno.com/consumer/claim/cards - Debit and credit cards with full unmasked card numbers
  • https://api.banno.com/consumer/claim/customer_identifier - Unique customer identifier (CIF or Member Number)
  • https://api.banno.com/consumer/claim/external_loans - External loan records - Credit Unions
  • https://api.banno.com/consumer/claim/external_tracking_records - SymXchange external tracking records
  • https://api.banno.com/consumer/claim/id_documents - Identification documents information - Credit Unions
  • https://api.banno.com/consumer/claim/loans - Loan records - Credit Unions
  • https://api.banno.com/consumer/claim/shares - Share records - Credit Unions
  • https://api.banno.com/consumer/claim/tax_id - User’s tax ID or social security number

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Last updated Tue Apr 15 2025