Details

openapi: 3.0.0 info: version: "0.0" title: RDC tags: - name: User RDC Endpoints - name: Institution RDC Endpoints servers: - url: https://banno.com paths: "/a/mobile/api/v0/institutions/{institutionId}/users/{userId}/rdcAccounts": get: tags: - User RDC Endpoints description: | Returns the list of RDC accounts associated to the user. Requires the "View Everything" permission for People security: - clientCredentials: - https://jackhenry.com/rdc/accounts.read parameters: - $ref: '#/components/parameters/UserId' - $ref: '#/components/parameters/InstitutionId' responses: "200": description: OK content: application/json: schema: $ref: "#/components/schemas/RdcAccountsV0" "403": $ref: '#/components/responses/GenericForbidden' "500": description: | The server failed to fetch the accounts for this user. post: tags: - User RDC Endpoints description: | Creates a new account that is added to the existing accounts. The existing accounts are not modified. Requires the "Manage RDC" permission for People security: - clientCredentials: - https://jackhenry.com/rdc/accounts.write parameters: - $ref: '#/components/parameters/InstitutionId' - $ref: '#/components/parameters/UserId' requestBody: $ref: "#/components/requestBodies/CreateRdcAccountV0" responses: "200": description: | The new RDC account was created successfully. The entity is the full list of accounts, which includes the new one. This is the same response as a subsequent `get` would give content: application/json: schema: $ref: "#/components/schemas/RdcAccountsV0" "403": $ref: '#/components/responses/GenericForbidden' "400": description: | a) The request body was malformed. b) Returns an error document with an error message for the user. The account may or may not have been created in the remote server. content: application/json: schema: $ref: "#/components/schemas/updateRdcError" "500": description: | There was an error in the server, either while creating the new account or when retrieving the full list of accounts. Note that, in the latter case, this response may be returned after the new RDC account has been created. put: tags: - User RDC Endpoints description: | Updates a user's RDC accounts. Returns the updated accounts or an error document with a message for the user. Requires the "Manage RDC" permission for People security: - clientCredentials: - https://jackhenry.com/rdc/accounts.write parameters: - $ref: '#/components/parameters/InstitutionId' - $ref: '#/components/parameters/UserId' requestBody: content: application/json: schema: $ref: "#/components/schemas/PutRdcAccountsV0" responses: "200": description: | The RDC accounts indicated were updated to the new status. The response all the RDC accounts of the user, incorporating the updated status of the updated accounts. This is the same response as a subsequent `get` would give content: application/json: schema: $ref: "#/components/schemas/RdcAccountsV0" "400": description: | The request body was malformed "403": $ref: '#/components/responses/GenericForbidden' "500": description: | There was an error, either when updating the RDC accounts or when fetching the full list of updated accounts. Note that, in the latter case, the update itself has been performed. content: application/json: schema: $ref: "#/components/schemas/PutRdcAccountsErrorV0" "/a/mobile/api/v0/institutions/{institutionId}/users/{userId}/rdcAccounts/{rdcAccountId}": put: tags: - User RDC Endpoints description: | Updates the selected RDC account. Requires the "Manage RDC" permission for People security: - clientCredentials: - https://jackhenry.com/rdc/accounts.write parameters: - $ref: '#/components/parameters/InstitutionId' - $ref: '#/components/parameters/UserId' - $ref: '#/components/parameters/RdcAccountId' requestBody: $ref: "#/components/requestBodies/UpdateRdcAccountV0" responses: "200": description: | The selected account was correctly updated. The response carries all the accounts of the user, with the updated one. content: application/json: schema: $ref: "#/components/schemas/RdcAccountsV0" "403": $ref: '#/components/responses/GenericForbidden' "400": description: | The request entity body was malformed. "404": description: | The RDC account associated with the rdcAccountId is either not found or doesn't belong to the user. "500": description: | Either the attempt to update the RDC account failed, or retrieving the full list of accounts failed. Note that, in this latter case, the update was performed. content: application/json: schema: $ref: "#/components/schemas/updateRdcError" delete: tags: - User RDC Endpoints description: | Will delete the selected RDC account for the given user. Requires the "Manage RDC" permission for People security: - clientCredentials: - https://jackhenry.com/rdc/accounts.write parameters: - $ref: '#/components/parameters/InstitutionId' - $ref: '#/components/parameters/UserId' - $ref: '#/components/parameters/RdcAccountId' responses: "204": description: The RDC account deleted successfully "403": $ref: '#/components/responses/GenericForbidden' "404": description: The selected RDC account could not be found. "500": description: RDC account deletion failed due to an unexpected error. content: application/json: schema: $ref: "#/components/schemas/updateRdcError" "/a/mobile/api/v0/institutions/{institutionId}/users/{userId}/rdcAccounts/{rdcAccountId}/history": get: tags: - User RDC Endpoints description: | Returns an array of events associated with the RDC account. Requires the "View Everything" permission for People security: - clientCredentials: - https://jackhenry.com/rdc/accounts.read parameters: - $ref: '#/components/parameters/InstitutionId' - $ref: '#/components/parameters/UserId' - $ref: '#/components/parameters/RdcAccountId' responses: "200": description: OK content: application/json: schema: $ref: "#/components/schemas/AccountHistoryV0" "403": $ref: '#/components/responses/GenericForbidden' "404": description: | The `rdcAccountId` parameter does not denote any RDC account belonging to the used denoted by `userId` "/a/mobile/api/v0/institutions/{institutionId}/users/{userId}/rdcVelocity": get: tags: - User RDC Endpoints description: | Will return the user's RDC deposit velocity. If a user doesn't have any approved RDC accounts, then they will not have any velocity as they are only in our database and not with the RDC provider. Requires the "View Everything" permission for People security: - clientCredentials: - https://jackhenry.com/rdc/velocity.read parameters: - $ref: '#/components/parameters/InstitutionId' - $ref: '#/components/parameters/UserId' responses: "200": description: Successfully retrieved the velocity of the user. content: application/json: schema: $ref: "#/components/schemas/rdcVelocity" "403": $ref: '#/components/responses/GenericForbidden' "404": description: | Could not get the velocity for the given user. "500": description: | Internal server error when retrieving the velocity. put: tags: - User RDC Endpoints description: | Accepts RDC velocity values and returns either an error response or the updated velocity. Requires the "Manage RDC" permission for People security: - clientCredentials: - https://jackhenry.com/rdc/velocity.write parameters: - $ref: '#/components/parameters/InstitutionId' - $ref: '#/components/parameters/UserId' requestBody: content: application/json: schema: $ref: "#/components/schemas/updateVelocity" responses: "200": description: OK content: application/json: schema: $ref: "#/components/schemas/rdcVelocity" "403": $ref: '#/components/responses/GenericForbidden' "404": description: | Could not find any velocity for the given user. "400": description: | a) The request body was malformed b) could not find the velocity content: application/json: schema: type: object properties: message: type: string "500": description: | Internal server error when updating the velocity. "/a/mobile/api/v0/institutions/{institutionId}/users/{userId}/rdcAccounts/{rdcAccountId}/notes": post: tags: - User RDC Endpoints description: | Updates account notes. Requires the "Manage RDC" permission for People security: - clientCredentials: - https://jackhenry.com/rdc/accounts.write parameters: - $ref: '#/components/parameters/InstitutionId' - $ref: '#/components/parameters/UserId' - $ref: '#/components/parameters/RdcAccountId' requestBody: content: application/json: schema: type: object properties: text: type: string description: Plain text string responses: "403": $ref: '#/components/responses/GenericForbidden' "200": description: | The note was successfully added to the RDC account. This returns the event that corresponds to adding this note. content: application/json: schema: $ref: "#/components/schemas/AccountNoteAddedV0" "400": description: | The request body was malformed "404": description: | The `rdcAccountId` matches no RDC account belonging to the user given by `userId`, or the `userId` is not a customer/member of the bank / credit union given by the `institutionId` "/a/mobile/api/v0/institutions/{institutionId}/rdcRequests": get: tags: - Institution RDC Endpoints description: | Returns every RDC request from every users across the institution, filtered by some query parameters like the user first and last name. Since this list is returned in a predefined ordered, this endpoint support pagination by means of the `limit` and `offset` parameters. security: - clientCredentials: - https://jackhenry.com/rdc/rdc-requests.read parameters: - $ref: '#/components/parameters/InstitutionId' - in: query name: status required: true description: | Filter RDC accounts by their status. The response will only include RDC requests from RDC accounts that, at the time the endpoint is called, have the given status. Requires the "View Everything" permission for People schema: $ref: "#/components/schemas/rdcAccountStatus" - in: query name: username required: false deprecated: true schema: type: string description: | If present, the endpoint only returns RDC requests from users whose username matches the value given in this parameter. Deprecated on March 25, 2025. - in: query name: firstName description: | If present, the endpoint only returns RDC requests from users whose first name matches the value given in this parameter. Deprecated on March 25, 2025. required: false deprecated: true schema: type: string example: 'Johnnie' - in: query name: lastName description: | If present, the endpoint only returns RDC requests from users whose last name matches the value given in this parameter. Deprecated on March 25, 2025. required: false deprecated: true example: 'Walker' schema: type: string - in: query name: offset description: | This is a parameter for paginating the list in the response. It indicates the number of RDC requests that are skipped before the current page. For example, if from a list of 100 items we want to show items from 31 to 40, we would set `offset = 30`. required: false schema: type: integer default: 0 - in: query name: limit description: | Response Pagination parameter: number of requests to return in each page. required: false schema: type: integer default: 20 responses: "403": $ref: '#/components/responses/GenericForbidden' "200": description: OK content: application/json: schema: $ref: "#/components/schemas/RdcRequestsV0" "400": description: | Invalid status, offset, or limit query parameters are provided. components: securitySchemes: clientCredentials: type: oauth2 description: OAuth2 using the client credentials flow flows: clientCredentials: tokenUrl: https://login.jackhenry.com/a/oidc-provider/api/v0/token scopes: {} parameters: UserId: in: path name: userId description: | Identifier of the user whose information about RDC accounts we are trying to access or modify. This may be a consumer user (bank customer) or an enterprise user (another bank employee). required: true schema: type: string format: uuid example: '01234567-abcd-4321-fedc-9876543210fa' InstitutionId: in: path name: institutionId description: ID of the institution required: true schema: type: string format: uuid example: '01234567-abcd-4321-fedc-9876543210fa' RdcAccountId: in: path name: rdcAccountId description: | Identifier of the RDC Account. Note that this is not the same as the AccountId used in other endpoints of Banno required: true schema: type: string format: uuid example: '01234567-abcd-4321-fedc-9876543210fa' requestBodies: CreateRdcAccountV0: content: application/json: schema: $ref: "#/components/schemas/CreateRdcAccountV0" UpdateRdcAccountV0: content: application/json: schema: $ref: "#/components/schemas/UpdateRdcAccountV0" responses: GenericForbidden: description: | The sender is not allowed access to the accounts of this user. This response may be given, amongst other cases, because: a. The `institutionId` in the path does not correspond to any financial institution in Banno. b. The `userId` in the path does not correspond to any active user of that institution. c. The sender is not authenticated as an Enterprise user, which is the role given to FI employees. d. The sender is an enterprise user, but she is trying to access information of another FI. e. She is trying to operate on information of a colleague, another employee at that FI, and she is not an Administrator. schemas: RdcAccountsV0: type: object required: - rdcAccounts properties: rdcAccounts: type: array items: $ref: "#/components/schemas/AccountV0" AccountV0: type: object required: - rdcAccountId - userId - name - accountTypeMarker - status - submittedDate - active - routingNumber properties: rdcAccountId: type: string description: uuid format: uuid userId: type: string description: uuid format: uuid accountNumberMasked: type: string description: | The number of the bank account, with some of the digits hidden. NOTE: despite the name, this field may contain the unmasked account number if the financial institution is configured to do so. accountNumberHashed: type: string format: binary description: | Kept for legacy reasons. deprecated: true name: type: string routingNumber: type: string pattern: "^[0-9]{9}$" accountTypeMarker: $ref: '#/components/schemas/accountTypeMarker' status: $ref: "#/components/schemas/rdcAccountStatus" submittedDate: type: string format: date-time description: | The date at which the RDC account was recorded in the Banno platform. That may not coincide with the date the account was originally created, if it was created outside Banno. active: type: boolean example: false AccountHistoryV0: type: object required: - events properties: events: type: array items: oneOf: - $ref: '#/components/schemas/AccountStatusChangeV0' - $ref: '#/components/schemas/AccountNoteAddedEventV0' discriminator: propertyName: type mapping: AccountStatusChange: '#/components/schemas/AccountStatusChangeV0' AccountNoteAdded: '#/components/schemas/AccountNoteAddedEventV0' AccountStatusChangeV0: type: object required: - type - rdcAccountId - date - user - toStatus properties: type: type: string description: Event type example: AccountStatusChange comments: type: string description: | Text comments associated with the RDC account status change date: type: string format: date-time description: | Indicates the time at which this history event was created. This would be after the account status was changed. rdcAccountId: type: string format: uuid description: | Id of the RDC account for which this event records a status change. toStatus: $ref: "#/components/schemas/rdcAccountStatus" user: $ref: '#/components/schemas/EnterpriseUserInfoV0' AccountNoteAddedEventV0: allOf: - $ref: '#/components/schemas/AccountNoteAddedV0' - type: object required: - type - user properties: type: type: string description: Event type example: AccountNoteAdded user: $ref: '#/components/schemas/EnterpriseUserInfoV0' AccountNoteAddedV0: type: object required: - rdcAccountId - date - text properties: date: type: string description: | The timestamp of this histoy event, which is the time at which the note was added to the account. format: date-time rdcAccountId: type: string format: uuid description: | Id of the RDC account on which a note was added (as recorded in this history event) text: type: string description: Text content of the added note EnterpriseUserInfoV0: type: object properties: firstName: type: string description: The enterprise user's first name example: 'Dimitry' lastName: type: string description: The enterprise user's last name example: 'Smirnoff' email: type: string description: The enterprise user's email address example: 'dmtry@smirnoff.ru' description: | The details about the employee of the financial institution that performed the actions recorded by this history event. rdcVelocity: type: object required: - userId - dailyDepositsCount - dailyDepositsLimit - dailyAmount - dailyAmountLimit - overageAllowed properties: userId: type: string description: uuid format: uuid dailyDepositsCount: type: integer example: 1000 dailyDepositsLimit: type: integer example: 1000 dailyAmount: type: number example: 100.00 dailyAmountLimit: type: number example: 100.00 periodDepositsCount: type: integer example: 1000 periodDepositsLimit: type: integer example: 1000 periodAmount: type: number example: 100.00 periodAmountLimit: type: number example: 100.00 overageAllowed: type: boolean example: true singleItemMax: type: number example: 100.00 singleItemReviewLimit: type: number example: 100.00 updateVelocity: type: object required: - dailyDepositsLimit - dailyAmountLimit - periodDepositsLimit - periodAmountLimit - overageAllowed properties: dailyDepositsLimit: type: integer example: 1000 dailyAmountLimit: type: number example: 100 periodDepositsLimit: type: integer example: 1000 periodAmountLimit: type: number example: 100 overageAllowed: type: boolean example: true singleItemMax: type: number example: 100 CreateRdcAccountV0: type: object required: - name - accountNumber - accountTypeMarker properties: name: type: string description: The new name for the RDC account accountNumber: type: string description: The new account number for the RDC account accountTypeMarker: $ref: '#/components/schemas/accountTypeMarker' UpdateRdcAccountV0: type: object required: - name - accountTypeMarker properties: name: type: string description: The new name for the RDC account accountNumber: type: string description: The new account number for the RDC account accountTypeMarker: $ref: '#/components/schemas/accountTypeMarker' updateRdcError: type: object required: - message properties: rdcAccountId: type: string description: Optional RDC account ID message: type: string PutRdcAccountsV0: type: object required: - rdcAccountIds - status properties: rdcAccountIds: type: array items: type: string description: | List of RDC accounts that are updated to the new status format: uuid status: $ref: "#/components/schemas/rdcAccountStatus" comments: type: string description: | A fre text, a note, written by the FI employee for internal records, but which is never attached to the user. PutRdcAccountsErrorV0: type: object required: - errors properties: errors: type: array items: $ref: "#/components/schemas/updateRdcError" RdcRequestsV0: type: object required: - total - users properties: total: type: integer example: 42 description: | Gives the total number of requests that were found by the endpoint. Note that, because the endpoint uses pagination, this may be more than the number of elements in the `users` array. users: type: array items: $ref: "#/components/schemas/RdcRequestV0" RdcRequestV0: type: object required: - userId - firstName - lastName - lastApprovalRequested - userType properties: userId: type: string description: User ID format: uuid firstName: type: string description: First name of the given user lastName: type: string description: Last name of the given user lastApprovalRequested: type: string format: date-time description: | The most recent date and time when the given user submitted an RDC account for approval businessName: type: string description: | If the userId denotes a business, this field is present and gives the Business name of that user. Otherwise, this field is absent. userType: type: string description: Business or Individual enum: - Business - Individual employeeStatus: type: string description: | Indicates if the user indicated by the userId field is an employee. 'E' indicates employee, whereas 'NE' indicates a non-employee. enum: - E - NE accountTypeMarker: type: string description: RDC account type enum: - Savings - Checking - GeneralLedger rdcAccountStatus: type: string description: The status of the RDC account enum: - Pending - Approved - Rejected